Privacy Policy

1. Who we are

Sevi ("we," "us") provides a financial-literacy education service at sevi-app.vercel.app. Questions about this policy or your data can be sent to aman@qsbsrollover.com.

2. Information we collect

• Account information. When you sign up, our authentication provider (Clerk) collects your name, email address, and sign-in credentials. We never see or store your password.
• Profile and learning data you enter. Your first name, age, life stage, topic self-assessments, and the numbers you choose to enter into Sevi's tools — such as allowance, income, savings goals, budgets, debts, and scholarships — along with your lesson progress, XP, streaks, and milestones.
• AI coach conversations. Messages you send to the coach, plus your first name, life stage, and topic comfort levels, are sent to our AI provider (Anthropic) to generate a reply.
• Usage limits. We keep a daily count of your coach messages to enforce fair-use limits.
• On your device. We cache your profile in your browser's local storage so the app loads quickly and works if your connection drops.

3. What we don't do

• We never connect to bank accounts, cards, or any real financial account.
• We never ask for Social Security numbers or government IDs.
• We don't sell or rent your personal information — to anyone, ever.
• We don't show ads or use advertising trackers.
• We don't currently collect payments; there is no payment data to store.

4. How we use your information

We use your information to run Sevi: personalizing lessons and coach answers to your stage and comfort levels, saving your progress across devices, enforcing rate limits, keeping the service secure, and improving our educational content. That's it.

5. Who processes your data

Sevi runs on trusted infrastructure providers who process data on our behalf: Clerk (sign-in and account management), Neon (database hosting), Vercel (application hosting), and Anthropic(AI coach responses). Under Anthropic's commercial API terms, your conversations are not used to train their models. We share data with these providers only as needed to operate the service, and with no one else except as required by law.

6. Children and teens

Sevi is designed for ages 13 and up. We do not knowingly collect personal information from children under 13; if we learn we have, we will delete it. If you are under 18, you should use Sevi with the knowledge and permission of a parent or guardian. Parents and guardians can contact us at any time to review or delete their teen's information.

7. Keeping and deleting your data

We keep your information while your account is active. To delete your account and data, email aman@qsbsrollover.com from your account email — we will remove your profile, progress, and usage records, and your authentication record with Clerk. Local-storage cache can be cleared from your own browser at any time.

8. Security

Your data is encrypted in transit, stored with access controls, and every request to your data is checked against your signed-in identity. No online service can promise perfect security, but we never store the kinds of credentials (bank logins, card numbers) that make financial apps a target.

9. Your rights and choices

You can view and update almost everything we store about you directly in the app. You can also contact us to access, correct, export, or delete your information. Depending on where you live (for example, California or the European Union), you may have additional legal rights, which we will honor.

10. Changes to this policy

If we make material changes, we'll update the effective date above and notify you in the app before the changes take effect.

11. Contact

aman@qsbsrollover.com